The Cash Flow HYIP Reporter

About HYIPS and Autosurfs-HYIP stands for High Yield Investment Program, and refers to investment programs that you make an invest of funds in exchange for a ROI, or a Return On Investment. There are many Hyips on the internet, and most people understand that most of them are unreliable and some are outright scams.

The problem with most of the sites up now, is that they have no legitimate way of earning income for their depositors, they simply use future deposits to pay the ROI on past deposits, which means most Hyips do not last longer than 3 months if that long. The rule, is that if they offer more than 10% or 12% daily, you can expect that it will not last very long.

Some of these sites will tell you up front that they are "games", and that if you lose, they are not responsible for paying you back. Many of these sites will offer 50%, 100%, up to 300% daily ROI on your deposits, and these are the riskiest, and is mostly like gambling.

Some people learn how to make a profit investing in hyips, and it can be done, but it is advisable that you first learn something about hyips and the industry before making your first deposit.

The first thing you should know, is that to invest in hyips, you should have an e-currency account, preferably, E-Gold. Most hyips do not take credit cards or checks; the most popular e-currencies used are E-Gold, or E-Buillion, because they are backed by gold, and some also use Alert Pay, which is a payment processor that is growing now that Stormpay literally self-exploded. E-gold is the most popular e-currency used for hyips.

Once, you have a e-gold account, you need to research all of the hyip programs to find the ones that are the most stable and reliable, which usually means avoiding any program paying 300% in 3 days, because you know that are one of game sites and will not last for very long. There are very few if any trading programs or investments these sites could be investing your money in to get that king of return. The most reliable ones are sites offering a much lower daily ROI percentage and the term is longer than 10 days.

Many people do not want to invest their money in hyips for very long for fear of not getting their money back, and I do understand this; there are many sites that cannot be trusted.

The best hyip sites offer a lower ROI with a longer term than 3 to 10 days, AND they also have a stable business plan structure. What I mean is that they will be using your money to actually earn a Return On Your Investment and then pay back your deposit plus your daily ROI.

For instance, many of the more stable hyips do e-currency trading, forex trading, or use other financial instruments to earn a profits so that they can pay you back. The sites that are the most trustworthy are the ones that state on their sites what types of activities they are engaging in to earn your ROI. There are some sites that will give you a steady ROI without stating how they are doing so, and many people will invest in these sites as long as they are consistenly paid.

After my own investigations, I have found that it is best to stick with the more stable hyips, but there are people who state they make returns on the risky hyips, and they will tell you how to do this. The best way to find out which sites are paying and which are scams are use read the HYIP forums, such as TalkGold, or Gold Poll. There are also Monitoring sites, where hyips sites voluntarily list their sites for monitoring, The most popular being HYIP Monitor, or Gold Rater. You can find many of these sites using Google or Yahoo.

The one thing that you should always remember: Never Invest More Than You Can Stand To Lose, and You Will Not Always Get Back Everything You Invested In. If you are not willing to take some risk, than these types of investments may not be right for you.

I can honestly say, I had to learn the hard way to invest with my common sense and not to invest with my emotions. What I mean is research the website, see if they have a real plan to keep the site going, and don't invest just because something looks like it is quick and easy money unless you are mentally prepared to lose that money should you be the one stuck at the end of the pipeline!

Autosurfs are a similar type of site, but in order to make the ROI on your deposits, you must "surf" a pre-determined number of websites to receive you daily ROI. You are automatically shown a series of websites with the intent to make your daily ROI and the hope of the person(s) advertising that you will be interested enough to buy their item or join their business opportunity.

I mention these sites only because you will find that some of the people who invest in hyips invest in autosurfs as well.

Autosurfs can be just as risky as Hyips, and many sites these days do not last very long. Again, the problem is that many are using future deposits to pay off the the older deposits, but there are some sites that have paid off reliably and passed the three month mark. Autosurfs usually do not have a stable financial plan and most of the times they will not state on their site how the funds are being used.

The forums and monitoring sites are the best indicators of good autosurfs, however this industry on the whole has been experiencing problems with many sites disappearing or not paying their depositors.

If you decide to try Hyips, be aware that the best ones are not always the most popular ones or the ones that offer you the high rates of returns. If you are new to the industry, start slow and listen to what other investors are saying about their experiences with the sites you are interested in - make the most of all the opportunities that you can find.

Sincerely,

Lareina Y Morgan

The Cash Flow HYIP

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It is very handy as a HYIP Investor, because you can also transfer your E-gold balance to AlertPay, and also your AlertPay balance back to your E-gold Account.

Most payment processors do not allow this option. If you intend to invest in the long term, you need a safe place to store your ROI returns, and the best way would be to transfer your E-gold funds into your checking account, but you cannot do this directly from E-gold.

Alert Pay will allow you to transfer your E-gold balance, and then you can transfer your balance from AlerPay to your checking account. When you are ready to invest again, you can always transfer the funds from your checking account into AlertPay, and then into E-gold. This is I believe one of the cheapest ways to transfer your funds when you need to.

Another way to transfer funds from E-gold is to transfer them into

a debit card, which can be used just like a credit card to make purchases.

The first thing to do with online investing is to start small. If you are new to this method of investing, don't put your entire life savings into an online account. Instead, start with a smaller sum, which should be easier to handle and keep track of. Once you feel confident enough, you can decide to add more money to your online account.

Once they are online, many investors tend to concentrate on stocks, specifically larger, more domestic ones. Most online investment tips note that while these stocks should make up part of your portfolio, they shouldn't be all of it. Also make sure you take into account your time horizon and risk tolerance to develop a well balanced portfolio of stocks, bonds, and cash.

When it comes to mutual funds, most investors are into them for a reason. Most investors don't have the expertise to make their own investment calls on individual stocks. They are also too preoccupied by work and other demands to spend every minute watching the market. You should keep your mutual funds and it will probably be an unwise move for you to cash out your long term fund holdings.

Other online investment tips note that costs may not always be obvious. Even if online broker costs are somewhat lower than those of full service brokers, they can still add up, even if you do a lot of buying and selling. Online broker firms also like to impose a number of other fees and charges that should be studied closely.

When it comes to orders, you should make them work for you. If you plan on doing your own investing, you will need to learn how to use the tools that are available in order to avoid potentially steep losses and to buy or sell a stock at effective prices. This way, you get a good decent return on your investment.

As beneficial as online investment tips may be, problems that you will encounter are inevitable. Investing online is not foolproof. Sure, there will be times when you can't access your account; you could even be away from the computer when the market makes a major move.

When it comes to online investing, your internet connection could be down as well, or the online firm's server could crash due to heavy trading, unexpected software glitches, or another sort of natural calamity. Make sure you are familiar with the firm's alternative trading options. This may include automated telephone trading or calling a broker.

The most helpful of all the online investment tips, is to always remember that information is power. If you plan on buying and selling individual stocks online, it is in your best interest to keep yourself as well informed as possible. Don't settle for just the hype about hot stocks.